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budget,debt,loan,steve martin,credit,housing SNL: Don't Buy Stuff You Can't Afford
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I also just don't think the sketch is funny. You can't live in America without going into debt. If you want a higher education, a car, a home, or anything of any real value at all (your own biz) you have to saddle your ass with some debt and that is the ugly fact of the matter.
Tack on that "variable rate" loan-sharking and it's no wonder we're in trouble.