Documentary on why fixing the mortgage crisis will not be enough to lift the economy out of recession. Middleclass America is drowning in credit card debt and credit card companies are now raising interest rates to reflect the higher risk environment and rushing to beat the next year's deadline when new consumer regulations are due to take effect -- a move that threatens to push many families over the brink into bankruptcy and worsen the downward spiral for the waider economy. Years after "In Debt We Trust" and "Maxed Out" had already covered similar territory, it took a global financial crisis to spur Dateline NBC to finally cover this debt time-bomb just over a week ago. The programme has been split into 10 youtube clips, of which this is the first piece.